The standard approach in the calculation of damages for a personal injury claimant uses Ogden Tables as prescribed by the Lord Chancellor under the provisions of Section A1 of the…
This article is relevant to those who have been a member of a defined benefit (DB) pension scheme, expect a pension of more than £30,000 per annum and have not…
A “Small Self Administered Scheme” is a type of workplace/occupational pension scheme with flexible contributions and which can provide unique benefits to a company. A major benefit of a SSAS is…
Congruent's latest pensions offering for businesses and individuals is a Small Self Administered (SSAS) Scheme. There are many benefits of this relatively unknown type of occupational pension as an investment…
Over the last few months, we have been working on a number of improvements to our website and online services in response to the demand for our actuarial and financial…
Our actuaries have been providing redress calculation solutions for over 20 years to assist firms involved in the complaint handling of pension and investment products. Our team includes recognised experts…
Congruent is a specialist in redress calculations for pension and investment complaints. We also provide pension administration services for small self-administered pension schemes. Our team of actuaries and financial risk…
Pensions are complex financial products – too complex for most consumers to understand, especially when making decisions about how they are managed and used for retirement planning purposes. Following the…
Most insurance policies that pay out on your death are for very many years and include an investment element (either a maturity value at a chosen age or a surrender…
The high court dismissed an application by Berkeley Burke SIPP Administration Ltd (“BBSAL”) for judicial review of a FOS decision. The Ombudsman upheld a complaint against BBSAL regarding the loss…