News & insight
Our articles provide commentary and insight on a range of topical issues affecting the financial and legal service industries. We also provide news and announcements about Congruent.
Actuarial services in relation to an employment-related claim
Congruent is authorised by the Financial Conduct Authority and believes – in line with their Consumer Duty – that expert actuarial assistance should be available
Congruent announces new appointment
Congruent has welcomed a senior actuary to the firm, further growing our Redress Calculations and Pension on Divorce actuarial services. Katie Dawson joins from Hyman
Potential exposure to redress liabilities
Every adviser, and every principal of an adviser, has to consider this question. Like any risk, early recognition can lead to more effective mitigation. Mitigation
FCA update: Redress liabilities – “polluter pays”
FCA announced back in October 2024 that it would publish “polluter pays” proposals by end of the year. Fast forward to 2025 and there is
Congruent achieves ISO 9001 certification
We are pleased to announce that we have obtained ISO 9001 certification from a UK accredited body. This is a standard of requirements against which
Capital deduction for redress
The Financial Conduct Authority (“FCA”) have launched a consultation that would require Personal Investment Firms (“PIFs”) to quantify and set aside capital resources for “potential
Determining payment of redress under FCA DISP App 4
The two main ways in which redress can be provided are augmentation or by cash payment – another way is by purchase of an annuity